BMO贷款专家,欢迎各界人士随时来电!

新移民、工薪人士、出租房投资者、非居民……

新移民:政策宽松 ,审批容易

多套房出租房:经验丰富,大量案例

工薪人士:贷款额度高

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夏向华 Cynthia Xia

欢迎新老客户朋友随时来电,416-858-1080 微信号:cxia1080

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博客推荐 

你准备帮助儿女买房吗? 

如何选择和留住租客?

房市慢了,您考虑refinance 吗?

换房,如何安排首付款和贷款?请点击

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个人小档案

夏向华1983年毕业于上海财经大学,86年获硕士学位。 长期从事金融和会计领域的工作。BMO银行, 崇尚多元文化,有更多的贷款项目和产品,有更好的利率。新老客户朋友,如您需要贷款,不管是新贷款还是转贷款,请随时来电

“诚恳、快捷、专业”是她呈现给您的服务。

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博客专栏 

“按揭贷款,有问必答,夏向华专栏” 已开通10年。

本博通俗易懂,大量案例,深受客户朋友的喜爱

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博文分类 

“Refinance”篇:

换房,如何安排首付款和贷款? 

如何运用Home Line Of Credit? 

Refinance(再贷款)你问我答 

贷款还清后,还买房吗?

“出租房”篇: 

租房“历险记”

如何选择和留住租客?

出租房的现金流和升值,您选择哪一个?

出租房的投资回报

房贷和车贷

现金流和合法出租

出租房,应该投资在哪里?

出租房,如何选择贷款?

投资出租房,什么样的房子银行不给贷款?

投资出租房,为什么要重视现金流?

Layoff 与 投资出租房

如何利用现有房屋净值(Equity),投资出租房? 

如何利用银行贷款, 投资出租房?

“利率”篇:

浮动利率的问答

关于近期利率和贷款额度的问答

如何选择利率?

除了利率,您知道您的贷款计划吗?

利率太高,我可以提前终止贷款合同吗?

贷款到期,为什么要转换银行? 

“贷款日常问题”篇:

贷款与信用

申请贷款,信用很重要吗?

 家庭小档案,您建立了吗?

报税与贷款

贷款从申请到放款,如何顺利完成?

为什么需要贷款预批?

下一个有条件的,还是无条件的offer?

房屋的价格是由谁决定的?

什么是个人资产净值?

按揭贷款的首付款有哪些来源

为什么要购买贷款保护保险?

生活篇:

赏枫时发生的一个意外

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回音壁

1. I got your professional service and I love this program, I recommended this program to two real estate investors today and will let more of my friends   know and use it. Thanks for bring me such a good mortgage, and super high LTV , well done. Xia Xinde

2  Hi Cynthia,Thanks so much for your great effort and kind help for  our family. We very lucky to meet you. We will prepare these document as soon as possible and contact you shortly。Thanks again, have a nice day. Xuejun and Lianping

3  Dear Cynthia, Thank you very much for your great service.  Keep in touch! Thanks, Jenny Jiang

4. Hi, Cynthia,Thank you very much! I am suprise it’s so fast. Both of you two are very efficient. I am luky have you two. Best Regards, Janet

5. Hi Cynthia, Thank you for all your help. We moved in on the day before yesterday and will invite you to visit us after we settled down. All the best to your business. Li Junjie

6. Hi, Cynthia, Thank you so much for your all assistance. Btw, my another friend maybe looking for a good mortgage, I will give your info to him and he will call you or contact you later. Thanks again, Andy

7. It was really a pleasant experience getting the mortgage from your bank, especially via your professional handling of the case. We should have written to you earlier today to express our heartfelt gratitude. But I was in the meetings the whole morning and then have been busy with house reno. In short, we feel so lucky to come to know you Hulihua